WHEN A MILLION?

MONTE CARLO SIMULATION

Running Monte Carlo Simulation: This tool uses probabilistic modeling to project thousands of possible investment outcomes. For more information about Monte Carlo simulation, visit the Monte Carlo method wiki.

Simulation Parameters

Initial Capital

Monthly Contribution

Expected Annual Return (CAGR %)

Typical range: 5-10% for balanced portfolios

Annual Volatility (Standard Deviation %)

Typical range: 10-20% for stocks, 5-10% for bonds

Time Horizon (Years)

Maximum: 50 years

Number of Simulations

More simulations = more accurate but slower (max 5000)

Target Amount (Optional)

Calculate probability of reaching this target

Return Model

Geometric Brownian Motion: More realistic, balances can't go negative